Finance

Schmitt Refrigeration, Air Conditioning & Heating, Inc

Right Financing for Your Project

We understand that financing can be a key part of turning your project into reality. Whether you're looking for short-term flexibility or a long-term solution, we’ll help you find the plan that fits.


Financing is subject to credit approval.

Air conditioning unit outside a white shingle building, flanked by bushes, with two black-framed windows above.

Purchase Today, Pay Over Time

At Schmitt Refrigeration, Air Conditioning & Heating Inc, we offer flexible financing for homeowners during their time of need. Concerned about replacing your furnace or air conditioner? Most homeowners are not prepared for the expenses involved in acquiring new heating or cooling systems. We've partnered with Wells Fargo and Synchrony to offer financing solutions tailored to your needs. Call us today.


Benefits of The Credit Card Include


  • Revolving line of credit: Use it repeatedly as needed 
  • Special financing availability: Options tailored to your circumstances 
  • Affordable monthly payments: Budget-friendly plans that suit your financial situation 
  • User-friendly online management: Easily manage your account and make payments online 


This credit card is issued upon approved credit by Wells Fargo Bank, N.A. (Equal Housing Lender).

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Enhance Your Buying Power With Promotional Financing Through Synchrony

Synchrony stands as one of the leading consumer financial services companies in the nation. With a legacy in consumer finance dating back to 1932, we are now the largest provider of private label credit cards in the United States based on purchase volume and receivables. Features include:


  • Simple application process
  • Quick and easy credit decisions 
  • Unsecured, revolving credit lines 
  • Promotional financing options
  • Flexible monthly payment plans
  • Online account management


All financing options are subject to credit approval. Minimum monthly payments apply. Please visit the store for further details.


For promotions: Eligible purchases must be made using your Home Design credit card issued by Synchrony Bank, and a $29 account activation fee will be applied at the time of the first purchase post. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should review their credit card agreements for applicable terms. Subject to credit approval.


Free estimates are available for replacement equipment only.

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